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Terraworks: Where Miami Small Businesses Get Funded

Get quick access to working capital with Terraworks financing*

Small business loans at the speed you need and rates you'll love

Applying for small business funding shouldn't be complicated, so we created Terraworks, a new and easy way for Miami businesses to get funded.

Up to $100,000 in financing

Get pre-approved in seconds

Terms from 12 to 60 months

How to apply through Terraworks

Applying for small business financing shouldn't be complicated, so we created Terraworks, a new and easy way for Miami businesses to get funded.
Apply-anywhere-in-minutes

Apply anywhere in minutes

Enter your basic information in the form above to start the application process.

Get-a-decision-right-away

Get a decision right away

We'll review your business performance to let you know how much working capital you can access.

Start-using-your-funds-in-days

Start using your funds in days

Get access to your approved capital quickly to keep growing your business.

Small business loans that fit your business

Flexible-funding

Flexible Funding

For lines of credit, you decide when to use your funds and how much to take. As long as you have available funds, you can withdraw every time you need capital.

Transparent-Terms

Transparent Terms

Terraworks financing plans have simple, monthly payments with no prepayment penalties.

Simple-Process

Simple Process

Provide your business information online to complete your financial review. This lets us evaluate your business right away.

Convenient-Access

Convenient Access

Withdraw from your line of credit by logging into online banking account.

Trusted-by-Thousands

Trusted by Thousands

We’re FDIC insured since 1985 and are rated 5-star by BauerFinancial.

Local,-Personal-Service

Local, Personal Service

Visit us at any of our three Terrabank banking centers for one-on-one service in Miami.